Progress Report As on 31-03-2019 | (Rs. in Lakh) | |||
---|---|---|---|---|
Fin. Year | 2015-16 | 2016-17 | 2017-18 | 2018-19 |
Share Capital | 397 | 412 | 412 | 417 |
Reserve | 3313 | 3511 | 3558 | 3747 |
Total Business | 7189 | 14168 | 17745 | 24178 |
Deposit | 4632 | 7749 | 10332 | 13113 |
% Growth in Deposits | 25% | 67% | 33% | 27% |
Advances | 2557 | 6419 | 7414 | 11065 |
% Growth in Advances | 9% | 151% | 15% | 49% |
Profit | 200.72 | 100.28 | 166.01 | 165.55 |
Business / Emp.(Adm) | 189 | 489 | 386 | 493 |
Net NPA % | 0 % | 0 % | 0 % | 0% |
Audit Grade | 'A' | 'A' | 'A' | 'A' |
Sr. | Particulars | 31.03.2019 | 31.03.2018 |
---|---|---|---|
1 | Capital to Risk Weight Asset Ratio (CRAR) | 29.8% | 47.64% |
2 | Movement of CRAR | -17.84 | -21.00 |
3 |
Investment a) Book Value b) Face Value c) Market Value d) Issuer Composition of Non-SLR Investment |
4118.56 4105.00 4051.81 500.00 |
4609.93 4610.80 4538.97 0.00 |
4 | Advances against real estate, construction business, housing | 227.46 | 367.02 |
5 | Advances against Shares & Debentures | Nil | Nil |
6 |
Advances to directors, their relatives, Fund Based Non Fund Based |
0.00 Nil |
0.00 Nil |
7 | Cost of Deposit | 5% | 4.98% |
8 |
Non Performing Assets (NPAs) Gross NPAs Net NPAs |
365.85 0.00% |
414.30 0.00% |
9 |
Profitability a) Interest Income as %age to Working Fund b) Non Interest Income as %age to WF c) Operating Profit as %age to Working Fund d) Return on Assets e) Business per employee f) Profit per Employee |
7.48% 0.31% 1.03% 0.89% 335.80 2.30 |
7.59% 0.16% 1.13% 1.03% 264.86 2.48 |
10 | Provision made towards NPAs, Depreciation in Investment, Standard Assets | 27.30 | 15.31 |
11 |
Movement in Provisions a) Towards NPAs b) Towards Depreciation in Investment c) Towards Standard Assets
|
628.70 0.00 0.00 |
603.80 0.00 0.00 |
12 | Foreign currency Assets & Liabilities | Nil | Nil |
13 |
Payments of DICGC Insurance Premium a) For the half year ended 30th September
b) For the half year ended 31st March |
6.26 paid on 23.5.2018
6.41 paid on 26.11.2018 |
4.62 paid on 26.5.2017
4.93 paid on 13.11.2017 |