...
THE BHUJ MERCANTILE
CO-OP BANK LTD.
Progress Report  As on 31-03-2021 (Rs. in Lakh)
Fin. Year 2017-18   2018-19 2019-20  2020-21
Net Worth 412 46.15 51.93 56.42
CRAR 47.64 29.80 37.34 30.40
Total Business 17745 24178 30308 43163
Deposit 10332 13113 16366 24405
% Growth in Deposits 33% 27% 25% 50%
Advances 7414 11065 13942 13942
% Growth in Advances 15% 49% 26% 26%
Profit 166.01 165.55 175.93 258
Net NPA % 0 % 0% 0% 0%
Audit Grade 'A' 'A' 'A' 'A'

 

NOTE'S TO ACCOUNT

Sr.  Particulars 31.03.2019 31.03.2018
1 Capital to Risk Weight Asset Ratio (CRAR) 29.8% 47.64%
2 Movement of CRAR -17.84 -21.00
3

Investment

a) Book Value

b) Face Value

c) Market Value

d) Issuer Composition of Non-SLR Investment

 

4118.56

4105.00

4051.81

500.00

 

4609.93

4610.80

4538.97

0.00

4 Advances against real estate, construction business, housing 227.46 367.02
5 Advances against Shares & Debentures Nil Nil
6

Advances to directors, their relatives,

 Fund Based

 Non Fund Based

 

0.00

Nil

 

0.00

Nil

7 Cost of Deposit 5% 4.98%
8

Non Performing Assets (NPAs)

 Gross NPAs

Net NPAs

 

365.85

0.00%

 

414.30

0.00%

9

Profitability

a) Interest Income as %age to Working Fund

 b) Non Interest Income as %age to WF

c) Operating Profit as %age to Working Fund

 d) Return on Assets

e) Business per employee

f) Profit per Employee

 

7.48%

0.31%

1.03%

0.89%

335.80

2.30

 

7.59%

0.16%

1.13%

1.03%

264.86

2.48

10 Provision made towards NPAs, Depreciation in Investment, Standard Assets 27.30 15.31
11

Movement in Provisions

a) Towards NPAs

b) Towards  Depreciation in Investment

c) Towards Standard Assets

 

 

628.70

0.00

0.00

 

603.80

0.00

0.00

12 Foreign currency Assets & Liabilities Nil Nil
13

Payments of DICGC Insurance Premium

 a) For the half year ended 30th September

 

b) For the half year ended 31st March

6.26 paid on

23.5.2018

 

6.41 paid on

26.11.2018

4.62 paid on

26.5.2017

 

4.93 paid on

13.11.2017


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