NAB Personal Banking

Progress Report  As on 31-03-2018                                                                                                                                      (Rs. in Lakh)

 Fin. Year

2014-15

2015-16

2016-17

2017-18  

Share Capital

411.97

397.25

411.80

412.43

Reserve

3763.70

3312.79

3510.94

3558.29

Deposit

3706.84

4632.23

7748.96

10331.74

Advances

2347.61

2556.52

6419.42

7413.62

Profit

9.92

200.72

100.28

166.01

Net NPA %

0 %

0 %

0 %

0 %

Audit Grade

'A'

'A'

'A'

'A'

 

NOTE'S TO ACCOUNT


Sr.  Particulars 31.03.2018 31.03.2017

1

Capital to Risk Weight Asset Ratio (CRAR)

47.64% 68.64%

2

Movement of CRAR

-21.00 +15.63

3

Investment

a) Book Value

b) Face Value

c) Market Value

d) Issuer Composition of Non-SLR Investment

 

4609.93

4610.80

4538.97

 

4026.69

3987.00

4058.91

4

Advances against real estate, construction business, housing

367.02 231.37

5

Advances against Shares & Debentures

    Nil  Nil

6

Advances to directors, their relatives,

   Fund Based

   Non Fund Based

 

0.00

Nil

 

29.68

Nil

7

Cost of Deposit

4.98% 4.92%

8

Non Performing Assets (NPAs)

   Gross NPAs

   Net NPAs

 

414.30

0.00%

 

473.53

0.00%

9

Profitability

 a) Interest Income as %age to Working Fund

 b) Non Interest Income as %age to WF

 c) Operating Profit as %age to Working Fund

 d) Return on Assets

 e) Business per employee

 f) Profit per Employee

 

7.59%

0.16%

1.13%

1.03%

264.86

2.48

 

6.98%

0.53%

0.75%

0.75%

240.14

1.70

10

Provision made towards NPAs, Depreciation in Investment, Standard Assets

15.31 23.68

11

Movement in Provisions

   a) Towards NPAs   

   b) Towards  Depreciation in Investment   

   c) Towards Standard Assets

603.80

0.00

0.00

588.75

0.00

0.00

12

Foreign currency Assets & Liabilities

   

13

Payments of DICGC Insurance Premium

   a) For the half year ended 30th September

 

   b) For the half year ended 31st March

 

4.62 paid on

26.5.2017

4.93 paid on

13.11.2017

 

2.75 paid on

30.4.2016

3.06 paid on

22.11.2016