NAB Personal Banking

 

 

 

Progress Report  As on 31-03-2018                                (Rs. in Lakh)  
Fin. Year 2014-15 2015-16 2016-17 2017-18   2018-19
Share Capital 411.97 397.25 411.80 412.43  
Reserve 3763.70 3312.79 3510.94 3558.29  
Deposit 3706.84 4632.23 7748.96 10331.74  
Advances 2347.61 2556.52 6419.42 7413.62  
Profit 9.92 200.72 100.28 166.01  
Net NPA % 0 % 0 % 0 % 0 %  
Audit Grade 'A' 'A' 'A' 'A'  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

       NOTE'S TO ACCOUNT

 

 

Sr.  Particulars 31.03.2018 31.03.2017
1 Capital to Risk Weight Asset Ratio (CRAR) 47.64% 68.64%
2 Movement of CRAR -21.00 +15.63
3

Investment

a) Book Value

b) Face Value

c) Market Value

d) Issuer Composition of Non-SLR Investment

4609.93

4610.80

4538.97

4026.69

3987.00

4058.91

4 Advances against real estate, construction business, housing 367.02 231.37
5 Advances against Shares & Debentures Nil Nil
6

Advances to directors, their relatives,

 Fund Based

 Non Fund Based

 

0.00

Nil

 

29.68

Nil

7 Cost of Deposit 4.98% 4.92%
8

Non Performing Assets (NPAs)

 Gross NPAs

Net NPAs

 

414.30

0.00%

 

473.53

0.00%

9

Profitability

a) Interest Income as %age to Working Fund

 b) Non Interest Income as %age to WF

c) Operating Profit as %age to Working Fund

 d) Return on Assets

e) Business per employee

f) Profit per Employee

 

7.59%

0.16%

1.13%

1.03%

264.86

2.48

 

6.98%

0.53%

0.75%

0.75%

240.14

1.70

10 Provision made towards NPAs, Depreciation in Investment, Standard Assets 15.31 23.68
11

Movement in Provisions

a) Towards NPAs

b) Towards  Depreciation in Investment

c) Towards Standard Assets

 

603.80

0.00

0.00

588.75

0.00

0.00

12 Foreign currency Assets & Liabilities    
13

Payments of DICGC Insurance Premium

 a) For the half year ended 30th September

 

b) For the half year ended 31st March

4.62 paid on

26.5.2017

 

4.93 paid on

13.11.2017

2.75 paid on

30.4.2016

 

3.06 paid on

22.11.2016